CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Businesses & Jobs

Housing & Homeownership

Health Care

Education

CFED Assets & Opportunity Scorecard

Uninsured by Income

Definition

Ratio of the uninsured rate of the population in the top household income quintile to the population in the bottom household income quintile under age 65, 2010.

Calculated by dividing the higher value by the lower value, i.e. the uninsured rate of the population in the top household income quintile divided by the population in the bottom household income quintile. Income quintiles are calculated at the state level, and the income thresholds used to define quintiles can be found here.

A ratio of 1 indicates perfect equality; the higher the ratio, the greater the inequality. For example, the uninsured rate for people in the bottom income bracket in Maryland is 14.7 times higher than for people in the top income bracket.

Description

The uninsured are often one serious illness or accident away from financial insecurity, and those with the lowest income face the greatest risk of being uninsured. Individuals with low incomes are often working in low-wage jobs that do not provide health insurance, leaving many without coverage or the ability to pay for health care. This measure provides an indication of the disparity in the rate of being uninsured between the low-income population and individuals with higher income levels.

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Uninsured by Income

StateUninsured Rate,
Top Quintile (%)
Uninsured Rate,
Bottom Quintile (%)
RatioRank
United States  3.5%  35.3%  10.0   
Alabama  2.6%  35.8%  13.8  44 
Alaska  5.2%  36.8%  7.1  11 
Arizona  3.8%  34.0%  8.9  21 
Arkansas  5.1%  40.9%  8.0  17 
California  3.9%  36.6%  9.5  25 
Colorado  2.6%  36.8%  14.3  46 
Connecticut  1.8%  24.2%  13.8  42 
Delaware  1.8%  19.8%  11.3  28 
District of Columbia  2.6%  10.0%  3.9 
Florida  6.3%  44.3%  7.0  10 
Georgia  5.0%  45.7%  9.0  23 
Hawaii  3.2%  18.8%  5.8 
Idaho  4.8%  41.8%  8.6  20 
Illinois  2.6%  35.9%  13.6  40 
Indiana  3.3%  38.8%  11.7  31 
Iowa  1.9%  26.4%  13.9  45 
Kansas  2.8%  38.4%  13.7  41 
Kentucky  2.7%  35.5%  13.2  38 
Louisiana  5.6%  39.5%  7.0 
Maine  3.8%  20.6%  5.3 
Maryland  1.7%  25.6%  14.7  48 
Massachusetts  0.8%  8.6%  11.4  30 
Michigan  2.7%  29.9%  10.9  27 
Minnesota  1.9%  21.7%  11.7  32 
Mississippi  5.5%  39.9%  7.3  14 
Missouri  2.8%  35.9%  13.0  36 
Montana  6.8%  40.9%  6.0 
Nebraska  2.4%  34.7%  14.6  47 
Nevada  6.7%  48.7%  7.2  13 
New Hampshire  4.1%  35.3%  8.6  19 
New Jersey  2.6%  32.3%  12.7  34 
New Mexico  7.5%  38.8%  5.2 
New York  3.0%  22.0%  7.3  15 
North Carolina  3.5%  37.5%  10.8  26 
North Dakota  2.3%  34.4%  15.0  49 
Ohio  2.2%  30.7%  13.8  43 
Oklahoma  5.5%  43.4%  7.9  16 
Oregon  5.2%  37.2%  7.2  12 
Pennsylvania  2.2%  25.9%  12.0  33 
Rhode Island  1.9%  25.5%  13.3  39 
South Carolina  3.5%  40.1%  11.3  29 
South Dakota  2.3%  35.0%  15.4  50 
Tennessee  4.0%  34.1%  8.6  18 
Texas  5.5%  49.4%  9.0  22 
Utah  4.2%  38.4%  9.2  24 
Vermont  2.9%  16.2%  5.5 
Virginia  2.1%  33.7%  16.0  51 
Washington  2.7%  35.3%  13.0  35 
West Virginia  4.2%  29.2%  6.9 
Wisconsin  1.9%  25.1%  13.0  37 
Wyoming  6.1%  39.3%  6.5 

Source

2010 American Community Survey. Washington, DC: U.S. Department of Commerce, Census Bureau, 2010. Data calculated by theĀ Bay Area Council Economic Institute.

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