CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Businesses & Jobs

Housing & Homeownership

Health Care


CFED Assets & Opportunity Scorecard

Unemployment Benefit Level


Average weekly benefit as a percentage of the state’s average weekly wage, Quarter 1, 2011.


Unemployment insurance benefits support workers and their families who have no steady income due to a job loss. In the event of a job loss, families are often forced liquidate their assets or take out loans to make ends meet. Unemployment benefits help those families preserve existing assets and prevent debt accumulation.

Although unemployment insurance is based on federal law, states set benefit levels, duration, eligibility, etc. This measure compares benefit levels to the average wages in a state. There is broad consensus that unemployment insurance benefits should replace 50% of lost weekly earnings over a 6-month period. However, benefits in many states are far below that level.

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Unemployment Benefit Level

StateAverage Weekly Benefit
as Percent of
Average Weekly Wage (%)
Alabama  27.3% 
Alaska  26.6% 
Arizona  25.9% 
Arkansas  40.5% 
California  29.7% 
Colorado  37.8% 
Connecticut  28.8% 
Delaware  26.3% 
District of Columbia  21.4% 
Florida  29.2% 
Georgia  32.9% 
Hawaii  54.0% 
Idaho  38.3% 
Illinois  33.6% 
Indiana  39.5% 
Iowa  44.3% 
Kansas  43.8% 
Kentucky  39.1% 
Louisiana  25.6% 
Maine  38.8% 
Maryland  33.6% 
Massachusetts  35.4% 
Michigan  34.8% 
Minnesota  39.6% 
Mississippi  29.3% 
Missouri  31.4% 
Montana  41.7% 
Nebraska  35.8% 
Nevada  38.7% 
New Hampshire  31.1% 
New Jersey  36.9% 
New Mexico  42.4% 
New York  26.5% 
North Carolina  38.0% 
North Dakota  44.2% 
Ohio  37.3% 
Oklahoma  38.7% 
Oregon  36.6% 
Pennsylvania  38.8% 
Rhode Island  45.1% 
South Carolina  33.0% 
South Dakota  38.9% 
Tennessee  29.1% 
Texas  35.5% 
Utah  42.7% 
Vermont  39.5% 
Virginia  31.3% 
Washington  40.5% 
West Virginia  35.8% 
Wisconsin  35.9% 
Wyoming  42.0% 


Unemployment Insurance Data Summary. Washington, DC: U.S. Department of Labor, Employment and Training Administration, 2011.

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