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WHAT NEBRASKA CAN DO
There are many policies that Nebraska could enact to improve its climate for asset building and preservation:
Increase Incomes and Savings: To reduce income poverty and increase low average annual pay, Nebraska should raise the state minimum wage and increase its state Earned Income Tax Credit. To decrease asset poverty, Nebraska should remove the disincentive to save for very low-income families by lifting asset limits in the Temporary Assistance for Needy Families program and child care subsidy program. Nebraska should also establish state funding for Individual Development Account (IDA) programs.
Expand Health Care Coverage: To lower its uninsured rate, particularly among low-income households and people of color, Nebraska should expand coverage by taking up the new Medicaid option allowable under the Affordable Care Act (ACA) and implementing procedures that facilitate enrollment and renewal of coverage in CHIP and Medicaid.
Reduce Disparities in Educational attainment and Business Ownership: To increase college attainment by people of color Nebraska should match the savings of families in the state 529 college savings plan. To increase the business ownership rate by people of color, Nebraska should target its microenterprise programs to this group.