CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Households with Savings Accounts

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Change in Consumers with Subprime Credit

Change in Average Credit Card Debt

Businesses & Jobs

Housing & Homeownership

Health Care


CFED Assets & Opportunity Scorecard

Businesses & Jobs

Is the opportunity to grow a business or get a job that pays a sufficient wage with benefits available to all those who choose to pursue it?

Business ownership and job quality play an important role in helping families earn income and build wealth over time. Earned income is the single most important contributing factor to a household’s ability to save money, access affordable credit and build assets, while business equity is second only to homeownership nationally as a share of household wealth.

Outcome Measures

Microenterprise Ownership Rate
Small Business Ownership Rate
Business Ownership by Race
Business Ownership by Gender
Business Value by Race
Business Value by Gender
Business Creation Rate
Private Loans to Small Business
Unemployment Rate
Unemployment by Race
Underemployment Rate
Low-Wage Jobs
Average Annual Pay
Retirement Plan Participation
Employers Offering Health Insurance

Trend Indicators

Change in Microenterprise Ownership
Change in Unemployment Rate
Change in Underemployment Rate

Policy Measures

Policy Priorities

State Support for Microenterprise
Job Quality Standards

Additional Policies

Unemployment Benefit Level
Unemployment Benefit Eligibility
Incentives for Employee Ownership
Loans for Beginning Farmers

Copyright © 2016 CFED — Corporation for Enterprise Development 1200 G Street, NW Suite 400 Washington, DC 20005 202.408.9788