CFED Scorecard

Issue Areas

Search the publications and other resources in the Resource Library by the issue areas below. The issue areas are categorized according to the Household Financial Security Framework, which illustrates – from a household’s perspective – what it really takes to build financial security over time.

LEARN financial skills and build human capital

 • Financial Education, Counseling and Coaching  • K-12 Education




EARN and maximize income though quality jobs and public benefits

 • Access to public benefits  •  Asset limits in public benefit programs
 • Job quality standards  •  Tax credits for working families



SAVE for emergencies and the future though appropriate financial products, services and incentives

 • Affordable rental housing  • Alternative financial products and services
 • Bank On  • CSAs/matched college savings
 • Direct deposit  • Emergency savings
 • Financial empowerment  • IDAs
 • Prize-linked savings  • Retirement savings
 • Tax time saving

INVEST in assets that will generate wealth and income

 • Credit repair/counseling  • First-time homebuyer assistance
 • Housing and homeownership  • Manufactured homeownership
 • Microenterprise/Self-Employment  • Shared-equity homeownership


PROTECT gains made through insurance and avoiding predatory practices

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CROSS-CUTTING TOOLS

 • Assets & Opportunity network member resources  • Behavioral economics
 • Communicating about assets  • Data on financial security and opportunity
 • Improving your programs  • Policy/Advocacy
 • Specific Populations  

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