CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Businesses & Jobs

Housing & Homeownership

Health Care

Education

CFED Assets & Opportunity Scorecard

Four-Year College Degree

Definition

Percentage of population 25 years old and over who have at least a 4-year degree, 2010.

Description

In today’s economy, knowledge is itself a traded commodity. Those with a college degree earn significantly more and accumulate more wealth over time than those with just a high school diploma. Data from the 2007 Survey of Consumer Finances indicate that, in families where the head of household has a college degree, the net worth of the family is more than four times that – at the median – of families whose head of household has only high school diploma and more than double the net worth of families whose head has some college education.

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Four-Year College Degree

StateAdults with At Least
4-Year Degree (%)
Rank
United States  28.2%   
Alabama  21.9%  45 
Alaska  27.9%  22 
Arizona  25.9%  32 
Arkansas  19.5%  50 
California  30.1%  15 
Colorado  36.4% 
Connecticut  35.5% 
Delaware  27.8%  23 
District of Columbia  50.1% 
Florida  25.8%  33 
Georgia  27.3%  25 
Hawaii  29.5%  17 
Idaho  24.4%  40 
Illinois  30.8%  13 
Indiana  22.7%  44 
Iowa  24.9%  37 
Kansas  29.8%  16 
Kentucky  20.5%  48 
Louisiana  21.4%  47 
Maine  26.8%  27 
Maryland  36.1% 
Massachusetts  39.0% 
Michigan  25.2%  35 
Minnesota  31.8%  11 
Mississippi  19.5%  49 
Missouri  25.6%  34 
Montana  28.8%  19 
Nebraska  28.6%  21 
Nevada  21.7%  46 
New Hampshire  32.8% 
New Jersey  35.4% 
New Mexico  25.0%  36 
New York  32.5%  10 
North Carolina  26.5%  28 
North Dakota  27.6%  24 
Ohio  24.6%  38 
Oklahoma  22.9%  43 
Oregon  28.8%  20 
Pennsylvania  27.1%  26 
Rhode Island  30.2%  14 
South Carolina  24.5%  39 
South Dakota  26.3%  30 
Tennessee  23.1%  42 
Texas  25.9%  31 
Utah  29.3%  18 
Vermont  33.6% 
Virginia  34.2% 
Washington  31.1%  12 
West Virginia  17.5%  51 
Wisconsin  26.3%  29 
Wyoming  24.1%  41 

Source

2010 American Community Survey. Washington, DC: U.S. Department of Commerce, Census Bureau, 2010.

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