CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Households with Savings Accounts

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Change in Consumers with Subprime Credit

Change in Average Credit Card Debt

Businesses & Jobs

Housing & Homeownership

Health Care


CFED Assets & Opportunity Scorecard

Unemployment Benefit Level

Reports & Graphics


Average weekly benefit as a percentage of the state’s average weekly wage, Quarter 3, 2011  Quarter 2, 2012.


Unemployment insurance benefits support workers and their families who have no steady income due to a job loss. In the event of a job loss, families are often forced to liquidate their assets or take out loans to make ends meet. Unemployment benefits help those families preserve existing assets and prevent debt accumulation.

Although unemployment insurance is based on federal law, states set benefit levels, duration, eligibility, etc. This measure compares benefit levels to the average wages in a state. There is broad consensus that unemployment insurance benefits should replace 50% of lost weekly earnings over a 6-month period. However, benefits in many states are far below that level.

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Unemployment Benefit Level

StateAverage Weekly Benefit
as Percent of
Average Weekly Wage (%)
Alabama  26.5% 
Alaska  26.2% 
Arizona  24.9% 
Arkansas  39.9% 
California  27.9% 
Colorado  36.4% 
Connecticut  28.3% 
Delaware  25.3% 
District of Columbia  20.7% 
Florida  28.8% 
Georgia  31.5% 
Hawaii  53.1% 
Idaho  37.1% 
Illinois  31.9% 
Indiana  38.6% 
Iowa  42.7% 
Kansas  42.6% 
Kentucky  38.1% 
Louisiana  24.3% 
Maine  38.7% 
Maryland  33.4% 
Massachusetts  33.8% 
Michigan  33.2% 
Minnesota  38.7% 
Mississippi  29.0% 
Missouri  30.1% 
Montana  39.2% 
Nebraska  36.0% 
Nevada  36.9% 
New Hampshire  30.7% 
New Jersey  35.8% 
New Mexico  39.7% 
New York  25.6% 
North Carolina  36.6% 
North Dakota  42.2% 
Ohio  36.3% 
Oklahoma  35.3% 
Oregon  35.8% 
Pennsylvania  38.1% 
Rhode Island  44.0% 
South Carolina  32.5% 
South Dakota  38.9% 
Tennessee  29.3% 
Texas  34.3% 
Utah  41.5% 
Vermont  39.4% 
Virginia  30.6% 
Washington  40.0% 
West Virginia  35.6% 
Wisconsin  34.5% 
Wyoming  40.8% 


Unemployment Insurance Data Summary. Washington, DC: U.S. Department of Labor, Employment and Training Administration, 2012.

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