CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Households with Savings Accounts

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Change in Consumers with Subprime Credit

Change in Average Credit Card Debt

Businesses & Jobs

Housing & Homeownership

Health Care


CFED Assets & Opportunity Scorecard

Net Worth

Reports & Graphics


Median net worth of households, 2010.

Net worth equals the sum of assets attributable to any individual age 15 years and older in a household less any liabilities. Assets included in this measure are interest-earning assets, stocks and mutual fund shares, real estate equity (own home, rental property, vacation homes and land holdings), business equity, and motor vehicles. Liabilities include debts secured by any asset, credit card or store bills, bank loans and other unsecured debts.

Data are point estimates produced from a national survey with relatively small samples for some states, which can result in imprecise estimates and ranks. States are not ranked on this measure because estimates are too imprecise to say with confidence how the state compares to other states. For more information on how we measured precision and to download margin of error data for each state, see here.


Median net worth, a basic indicator of wealth and financial well-being, is the value of assets held by households at the middle of the wealth distribution.  Net worth represents the amount of financial cushion a household has to respond to unexpected events – such as a job loss or unforeseen medical expense – as well as take advantage of opportunities – like buying a home, starting a business or going to college. Building net worth over a lifetime is also essential to adequate retirement and financial security later in life. 

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Net Worth

StateMedian Net Worth ($)
United States  $68,948 
Alabama  $65,663 
Alaska  — 
Arizona  $51,408 *
Arkansas  $57,251 *
California  $54,432 
Colorado  $83,175 
Connecticut  $113,557 *
Delaware  $117,928 
District of Columbia  $40,200 
Florida  $49,750 
Georgia  $45,000 
Hawaii  $165,645 *
Idaho  $59,618 *
Illinois  $75,665 
Indiana  $65,850 
Iowa  $90,736 
Kansas  $95,412 *
Kentucky  $55,159 *
Louisiana  $61,077 
Maine  $67,870 
Maryland  $165,601 
Massachusetts  $143,620 
Michigan  $72,020 
Minnesota  $128,514 
Mississippi  $33,941 *
Missouri  $76,630 
Montana  — 
Nebraska  $90,516 *
Nevada  — 
New Hampshire  $122,823 
New Jersey  $133,303 
New Mexico  — 
New York  $57,654 
North Carolina  $61,842 
North Dakota  $75,520 
Ohio  $63,002 
Oklahoma  $50,843 
Oregon  $89,549 
Pennsylvania  $93,000 
Rhode Island  $124,025 
South Carolina  $70,441 
South Dakota  $119,939 *
Tennessee  $66,274 *
Texas  $44,612 
Utah  $103,284 *
Vermont  — 
Virginia  $135,245 
Washington  $90,704 *
West Virginia  $111,158 
Wisconsin  $93,496 
Wyoming  $109,494 


Survey of Income and Program Participation, 2008 Panel, Wave 7. Washington, DC: U.S. Department of Commerce, Census Bureau, 2010. Data calculated by the Bay Area Council Economic Institute.

"—" indicates that no data is available, or data is suppressed due to a margin of error that is greater than 50% of the estimate.


* Indicates that the margin of error is greater than 25% of the estimate, and as such, this estimate is too imprecise to rank. Caution should be used when using this data.

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