CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Households with Savings Accounts

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Change in Consumers with Subprime Credit

Change in Average Credit Card Debt

Businesses & Jobs

Housing & Homeownership

Health Care


CFED Assets & Opportunity Scorecard

Income Poverty Rate

Reports & Graphics


Percentage of households with income below the federal poverty threshold, 2011.


Income poverty is a fundamental indicator of financial insecurity and instability. If an individual’s or a family’s total income is below the poverty threshold, then they are considered poor. Official poverty estimates are calculated each year by the Census Bureau using a set of income thresholds that vary by family size and composition.

For years, poverty experts and researchers have contended that the official poverty measure is misleading and does not reflect the full amount of income that a family needs to live. The official measure was developed about a half-century ago and is based on the assumption that families spend one third of their after-tax income on food. Two of the most common criticisms of the official poverty measure are that it doesn’t account for government benefits like food stamps and the Earned Income Tax Credit and differences in the cost of living across locations.

In 2011, the Census Bureau released a supplemental poverty measure to address many of these criticisms. Click here to read more about the supplemental measure and how it differs from the official measure.

toggle page width

Income Poverty Rate

StateIncome Poverty Rate (%)Rank
United States  14.6%   
Alabama  18.3%  45 
Alaska  8.5% 
Arizona  16.1%  38 
Arkansas  18.9%  48 
California  14.6%  29 
Colorado  12.3%  15 
Connecticut  10.6% 
Delaware  10.4% 
District of Columbia  16.1%  37 
Florida  15.2%  33 
Georgia  17.4%  44 
Hawaii  11.4%  11 
Idaho  15.1%  32 
Illinois  13.6%  24 
Indiana  14.4%  27 
Iowa  12.0%  12 
Kansas  12.8%  20 
Kentucky  18.7%  47 
Louisiana  19.7%  50 
Maine  14.6%  28 
Maryland  9.4% 
Massachusetts  12.1%  13 
Michigan  15.7%  36 
Minnesota  11.2% 
Mississippi  21.2%  51 
Missouri  15.0%  30 
Montana  13.3%  23 
Nebraska  12.8%  19 
Nevada  14.0%  25 
New Hampshire  9.0% 
New Jersey  10.1% 
New Mexico  19.3%  49 
New York  15.0%  31 
North Carolina  16.2%  41 
North Dakota  12.5%  17 
Ohio  15.4%  34 
Oklahoma  16.2%  39 
Oregon  15.6%  35 
Pennsylvania  13.0%  21 
Rhode Island  14.0%  26 
South Carolina  17.3%  43 
South Dakota  13.1%  22 
Tennessee  17.0%  42 
Texas  16.2%  40 
Utah  12.7%  18 
Vermont  11.3%  10 
Virginia  11.0% 
Washington  12.5%  16 
West Virginia  18.4%  46 
Wisconsin  12.3%  14 
Wyoming  10.5% 


2011 American Community Survey. Washington, DC: U.S. Department of Commerce, Census Bureau, 2012.

Note: The Census Bureau recommends using the ACS for single-year estimates of income and poverty at the state level.

Copyright © 2013 CFED — Corporation for Enterprise Development 1200 G Street, NW Suite 400 Washington, DC 20005 202.408.9788

Powered by ARCOS