CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Businesses & Jobs

Housing & Homeownership

Health Care

Education

CFED Assets & Opportunity Scorecard

Employers Offering Health Insurance

Definition

Percentage of private sector establishments that offer health insurance to employees, 2010.

Description

The majority of Americans get their health insurance through programs offered by their employers. Employment-based health insurance is typically less expensive than individually-purchased coverage, and those who get their insurance through their employer tend to have more comprehensive coverage than those who purchase it on their own. This measure looks at all private sector businesses, but data has shown that small employers are less likely to offer health benefits than larger firms. However, the cost of providing health care can be high, especially for small employers and employers with low-wage workers, and businesses often have to decide between offering jobs and offering coverage.

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Employers Offering Health Insurance

StatePercent of Firms Offering
Health Insurance Coverage (%)
Rank
United States  53.8%   
Alabama  60.5% 
Alaska  44.4%  49 
Arizona  50.7%  34 
Arkansas  50.2%  36 
California  54.2%  19 
Colorado  52.5%  24 
Connecticut  59.0%  10 
Delaware  56.7%  12 
District of Columbia  73.4% 
Florida  46.2%  46 
Georgia  48.2%  41 
Hawaii  84.7% 
Idaho  45.3%  48 
Illinois  50.6%  35 
Indiana  49.9%  38 
Iowa  51.3%  31 
Kansas  53.4%  22 
Kentucky  53.2%  23 
Louisiana  54.4%  18 
Maine  51.8%  29 
Maryland  61.0% 
Massachusetts  65.7% 
Michigan  52.3%  25 
Minnesota  47.6%  43 
Mississippi  50.8%  33 
Missouri  54.1%  20 
Montana  42.8%  50 
Nebraska  46.2%  46 
Nevada  55.5%  16 
New Hampshire  53.6%  21 
New Jersey  62.1% 
New Mexico  46.8%  45 
New York  59.8% 
North Carolina  51.6%  30 
North Dakota  52.0%  28 
Ohio  61.4% 
Oklahoma  49.0%  40 
Oregon  52.1%  27 
Pennsylvania  57.9%  11 
Rhode Island  60.0% 
South Carolina  50.1%  37 
South Dakota  47.7%  42 
Tennessee  55.9%  14 
Texas  51.0%  32 
Utah  47.2%  44 
Vermont  55.6%  15 
Virginia  56.7%  12 
Washington  55.2%  17 
West Virginia  52.2%  26 
Wisconsin  49.2%  39 
Wyoming  42.4%  51 

Source

Medical Expenditure Panel Survey (MEPS) - Insurance Component, Table II.A.2. Rockville, MD: Agency for Healthcare Research and Quality, Center for Financing, Access, and Cost Trends, 2010. Data provided by the Kaiser Family Foundation, statehealthfacts.org.

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