CFED Scorecard

CFED Assets & Opportunity Scorecard

Delinquent Mortgage Loans Reports & Graphics

Delinquent mortgage loans are a common measure of financial distress, and payments over 90 days overdue are an indicator of a family on the brink of foreclosure or a mortgage in need of modification. When combined with the foreclosure rate, this measure can paint a broad picture of which states have been most severely affected by the foreclosure crisis.

Delinquent Mortgage Loans, Quarter 2, 2013

StatePercent of Mortgage Loans with
Payments 90+ Days Past Due (%)
Rank
United States  2.55%   
Alabama  3.23%  43 
Alaska  0.98% 
Arizona  1.68%  12 
Arkansas  2.83%  38 
California  2.25%  25 
Colorado  1.49% 
Connecticut  2.53%  30 
Delaware  3.35%  46 
District of Columbia  3.09%  42 
Florida  2.96%  39 
Georgia  3.28%  44 
Hawaii  1.57%  10 
Idaho  1.61%  11 
Illinois  2.74%  36 
Indiana  2.70%  34 
Iowa  1.40% 
Kansas  1.96%  17 
Kentucky  2.39%  26 
Louisiana  2.66%  33 
Maine  2.46%  28 
Maryland  3.59%  48 
Massachusetts  3.30%  45 
Michigan  2.59%  31 
Minnesota  1.41% 
Mississippi  4.01%  49 
Missouri  2.39%  26 
Montana  1.11% 
Nebraska  1.75%  13 
Nevada  4.22%  50 
New Hampshire  2.14%  22 
New Jersey  4.24%  51 
New Mexico  1.81%  15 
New York  3.08%  41 
North Carolina  2.47%  29 
North Dakota  0.55% 
Ohio  2.72%  35 
Oklahoma  2.11%  20 
Oregon  1.75%  13 
Pennsylvania  2.74%  36 
Rhode Island  3.56%  47 
South Carolina  2.12%  21 
South Dakota  0.80% 
Tennessee  3.05%  40 
Texas  2.15%  24 
Utah  2.14%  22 
Vermont  1.36% 
Virginia  2.07%  19 
Washington  2.64%  32 
West Virginia  1.92%  16 
Wisconsin  2.05%  18 
Wyoming  1.28% 

Definition

Percentage of mortgage loans with payments 90 days or more past due, Quarter 2, 2013.

Source

National Delinquency Survey: Second Quarter 2013. Washington, DC: Mortgage Bankers Association, 2013.

Copyright © 2016 CFED — Corporation for Enterprise Development 1200 G Street, NW Suite 400 Washington, DC 20005 202.408.9788