CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Businesses & Jobs

Housing & Homeownership

Health Care


CFED Assets & Opportunity Scorecard

Average Annual Pay


Average annual pay for all workers covered by unemployment insurance, 2010, adjusted for state cost of living.


Average annual pay is defined as the total annual pay of all employees covered by unemployment insurance programs, divided by the average number of UI-covered employees. This measure is only an approximation of annual earnings, as an individual may not be employed by the same employer all year or may work multiple jobs at once. Furthermore, it is important to note that average annual pay is affected by both the ratio of high-paid to low-paid employees and the ratio of full-time to part-time workers. In addition to salaries, the payroll data used in this measure include bonuses, the cash value of meals/lodging when supplied, tips and gratuities, paid vacation, and employer contributions to deferred compensation plans. With few exceptions, all full-time and part-time employees in covered firms are reported, including production and sales workers, corporation officials, executives, supervisory personnel and clerical workers. Due to data limitations, excluded populations include agricultural workers on small farms, most railroad employees, most employees of nonprofit organizations, self-employed workers and all members of the Armed Forces.

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Average Annual Pay

StateAdjusted Average
Annual Pay ($)
United States  $46,751   
Alabama  $45,677  22 
Alaska  $44,602  28 
Arizona  $43,254  34 
Arkansas  $41,759  40 
California  $46,355  20 
Colorado  $47,346  10 
Connecticut  $52,529 
Delaware  $46,708  18 
District of Columbia  $71,471 
Florida  $41,535  41 
Georgia  $47,065  14 
Hawaii  $35,205  51 
Idaho  $37,525  49 
Illinois  $49,252 
Indiana  $43,236  35 
Iowa  $43,765  31 
Kansas  $44,596  29 
Kentucky  $45,022  25 
Louisiana  $45,680  21 
Maine  $38,452  48 
Maryland  $47,163  13 
Massachusetts  $53,069 
Michigan  $47,325  11 
Minnesota  $48,941 
Mississippi  $39,684  46 
Missouri  $47,198  12 
Montana  $37,515  50 
Nebraska  $42,408  38 
Nevada  $41,435  42 
New Hampshire  $42,867  36 
New Jersey  $48,512 
New Mexico  $42,168  39 
New York  $51,808 
North Carolina  $45,080  24 
North Dakota  $45,122  23 
Ohio  $46,737  17 
Oklahoma  $43,318  33 
Oregon  $42,785  37 
Pennsylvania  $47,003  16 
Rhode Island  $44,654  27 
South Carolina  $41,407  43 
South Dakota  $40,973  45 
Tennessee  $46,552  19 
Texas  $48,358 
Utah  $41,039  44 
Vermont  $39,246  47 
Virginia  $48,916 
Washington  $47,010  15 
West Virginia  $44,593  30 
Wisconsin  $43,704  32 
Wyoming  $44,739  26 


Quarterly Census of Employment and Wages. Washington, DC: U.S. Department of Labor, Bureau of Labor Statistics, 2010.

Notes on Estimating the Multi-Year Regional Price Parities by 16 Expenditure Categories: 2005-2009, Table A4. Washington, DC: U.S. Department of Commerce, Bureau of Economic Analysis.

Data for this outcome was republished in March 2012 due to an error in the data and ranks. For a list of the corrections made, seeĀ here.

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